Legal Notices

LendEval is not a bank, lender, credit union, mortgage broker, financial advisor, investment advisor, or credit counselor. We do not provide financial, investment, tax, or legal advice.

All information, scores, evaluations, and content provided by this Platform are for educational and informational purposes only. Nothing on this Platform should be construed as a recommendation to apply or not apply for any particular loan product.

LendEval does not make formal credit decisions. Scores and evaluations generated by this Platform are estimates based on user-provided data and publicly available lending criteria. They do not constitute an approval, pre-approval, denial, conditional approval, or commitment to lend under:

• The Equal Credit Opportunity Act (ECOA) and Regulation B
• The Fair Credit Reporting Act (FCRA)
• The Truth in Lending Act (TILA) and Regulation Z
• The Real Estate Settlement Procedures Act (RESPA)
• The Fair Housing Act
• Any applicable state lending, mortgage, or consumer protection law

LendEval does not access or receive data from Equifax, Experian, TransUnion, or any consumer reporting agency. No credit inquiry of any kind is generated. You input your own credit score, which is used only for the educational scoring calculation.

LendEval makes no representations or warranties about the accuracy, completeness, or timeliness of any content on the Platform. Lending criteria vary by institution, product, market conditions, and applicable law. Results may not reflect current market conditions or individual lender policies.

The Platform may integrate with third-party services (database hosting, authentication, file storage). LendEval is not responsible for the practices of third-party providers. Where applicable, data processing agreements are in place.

LendEval is designed with awareness of U.S. consumer lending laws. However, it is not a regulated financial institution and is not subject to oversight by the CFPB, OCC, FDIC, Federal Reserve, state banking departments, or other financial regulatory bodies in its capacity as an educational tool.

All trademarks, service marks, logos, scoring methodologies, and Platform content are the property of LendEval. Unauthorized reproduction, distribution, or commercial use is prohibited.

These Legal Notices are governed by and construed in accordance with the laws of the United States. Any disputes will be resolved in accordance with the dispute resolution provisions in our Terms and Conditions.